A new era for VCTs and EISs A major overhaul of venture capital trusts (VCTs) and...
Altero Financial Services Ltd, Independent Financial Planners and IFAs in Uxbridge and Piccadilly London, also serving Berkshire, Buckinghamshire, Hertfordshire and Surrey.
The great joy of financial freedom is having your heart and mind free from worry about life’s uncertainties, and our aim is to help you pave the way for a more secure financial future.
YOU are the focus of our business: You, your life, your family, your future.
So it all starts with listening. We listen to your needs, your hopes, your dreams to enable us to offer you clear, no-jargon advice on the most appropriate financial services.
This is the start of our journey together, to prepare the plan to meet your goals, to ensure that you, your family and your assets are protected, and to help you build a brighter, more secure future.
Call us today and we’ll be pleased to help you.
Our director Susan Tague is a Chartered Financial Planner and is certified to the internationally recognised ISO 22222 which is the quality standard attributed to Financial Planners who provide clients with a service that is transparent, competent and holistic. We believe this gives our clients the assurance they are looking for when seeking advice and support with their financial matters.
Your lifestyle and passions form the focus of your world - we'll help you keep it this way.Introduction Back
Introduction and Personal Statement from Susan Tague – Chartered Financial Planner
The Altero team aims to provide clients with an exceptional level of service, this is of the utmost importance to us. As a Chartered Financial Planner, I hold a highly regarded industry qualification, meaning I have both specialist knowledge and expertise, but also dedication to rigorous ethical and professional standards.
This qualification is the ‘gold standard’ and one of the highest qualifications of the financial industry. It means that with my technical knowledge, wide industry experience and ability to implement practical solutions, I have the expertise to advise competently on the complex area of financial planning for companies and individuals. This includes income tax, corporation tax and estate planning, long term care, portfolio wealth management and business protection.
Finally, it also ensures that we are at the forefront of any vital changes in regulations or the law so we can quickly and efficiently advise our clients.
Additionally, we pride ourselves on our commitment to benchmark our service and internal processes against the international standard of best practice and in 2011 the business entered a rigorous process of applying for the ISO 22222.
ISO 22222 is an internationally agreed benchmark that assesses then awards Financial Planners who are able to demonstrate they have the knowledge, skills, experience and ethical values to deliver a first class service to their clients.
In August 2011 I was awarded the ISO 22222 certification and am one of only a small handful of Financial Planners in the UK to have achieved this prestigious award.
Your needs are at the heart of our business and this is why we are committed to an ongoing audit which ensures that our processes and services are assessed by an independent certification body on an annual basis.
You can be confident in knowing that you are dealing with a Financial Planning team that exceeds the usual regulatory requirements.
If you have any questions with regard to the above and would like to know more about the ISO 22222 certification, please do not hesitate to contact me.
Looking forward, we will continue to focus on delivering outstanding service together with building and maintaining a long term relationship with you.
ISO 22222 Certified Financial PlannerOur Services Back
It is important that you plan ahead to ensure that you can afford to live a long, happy retirement.
With the changes announced in the Autumn 2014 Statement, pensions have become a flexible, tax efficient savings plan.
Basically you can save money into a Personal Pension plan (PPP) on a regular or adhoc basis and once you are within 10 years of state retirement age, you are entitled to dip into the pot and take out what you want, when you want.
During your lifetime you will build up wealth that you will want to leave primarily to your beneficiaries rather than HMRC.
If the value of your worldwide assets such as your home, investments, cash and any other property exceed the nil rate band (currently £325,000) you will pay inheritance tax at a rate of 40%.
When and if it becomes necessary to decide, where and when care is required, we understand that it is a particularly emotional time for the client and their family. During this period we realise that our clients require extra special care and guidance from us. Susan holds the special qualification CF8 required to give advice in this complex area.
The cost of care whether at home or in residential accommodation is escalating faster than the rate of inflation.
The role of the Financial Planner is to improve the financial position of the client.
We provide an independent, whole of market wealth management service, individually tailored to meet the expectations and objectives of our clients.
Was designed to insure against the unexpected, for instance on the death or incapacity of a sole trader, partner or company director.
The main types of cover are as follows:
Our People Back
There are five stages or ‘chapters’ in the Altero Advice Process (AAP). For more information on how we work, please click on the circles below. If you are viewing this page on a mobile or tablet device, please touch the circle to view additional information.Testimonials Back
I fully recommend Altero for Financial Planning and investment advice. They offer full, constant, committed attention to vital detail.
Gary Smith.London -Mar 2015
Thank you Susan for all the time and patience you gave me. I will Certainly recommend your company to my friends.
I. Maynard, Buckinghamshire
I enjoyed our catch-up and I feel comfortable that my investments and my financial future are in safe hands with you and Altero!
MRP, Primrose Hill – Sept 2014
Dear Susan, Thank you so much for setting up my annuity at such a favourable rate. You speeded up the process and managed to set up my pension in time to overcome the new legislation that was threatening to reduce my return. Much appreciated.
Vic Rigby, Surbiton
At all times, Susan, Doug & Mike are very willing to help with investments and all financial problems, showing great patience and understanding, which as an older lady I very much appreciate.
Mrs D Buttrum, Uxbridge
Your advice is marvellous, Susan! Thank you.
Mr N Esson, Chesham
Many thanks for your help in making the purchase of my first home happen.
J. Evans, Essex
We highly value the expertise, professionalism and services provided by Susan and her team and recommend her services without reservation.
Susan, Many thanks for your pension and investment advice. Having worked in Financial Services Compliance for over 20 years I could not help be impressed by your professionalism and the care taken to recommend strategies to meet both my current and future financial needs.
HG. Middx – Sept 2014
Thank you for your excellent advice. A very belated but sincere thank you!
Mr & Mrs Gowan, Princes Risborough
Thank you, Susan and Doug for all the help you have given me.
Mrs Boyd, Pinner
Thanks to your guidance, we had a very productive and informative meeting.
P. Frame, Harrow
Before selecting Altero Limited my business partner and I had interviewed a number of financial consultants but settled on Susan and the team as we felt they really understood our requirements. Indeed, we value her advice and consultancy and she is an absolute pleasure to do business with – a very rare breed!
Ben Hillson, Managing Director, Aspect LimitedNews Back
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