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Repayment

How does it work?

You borrow a lump sum over a fixed period of time (usually 25 years but can be shorter or longer). You pay the interest and some of the capital on a monthly basis to the lender.

ADVANTAGES:

  1. Some flexibility with repayments.
  2. The only way you can be 100% certain the loan will be repaid, providing repayments are maintained.

DISADVANTAGES:

  1. Monthly mortgage payments may be slightly higher than interest only mortgages covered by an investment/life assurance to repay the capital.
  2. Only a small amount of capital is paid off in the early years as the monthly mortgage payment consists of a higher proportion of interest to capital repayment.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

We are principally a fee based organisation however you can pay for our services by way of commission, fee or a combination of both. We will discuss the services we offer and your payment options in detail at our initial meeting.


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Company address:
Altero Financial Services Ltd, 1 Beasleys Yard, 126 High St, Uxbridge, Middlesex, UB8 1JU
T: 01895 253559
F: 01895 238357

Email: office@altero.co.uk

Registration address:
122 High St, Uxbridge, Middlesex UB8 1JT
Registration number: 3466101
Registered in: England

Altero Financial Services Limited is Authorised and Regulated by the Financial Services Authority. Altero Financial Services Limited is entered on the FSA register (www.fsa.gov.uk/register/) under reference 490060.

The FSA do not regulate National savings products, loans, Will writing and some forms of mortgage, offshore funds and inheritance tax planning.

The guidance and/or advice contained within the website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.

Company phone: 01895 253559 | office@altero.co.uk

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