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Increasing Term

Increasing Term Assurance

This type of cover protects you for a given term for an increasing level of benefit. The amount of life cover chosen at the outset rises annually by a predetermined factor, normally Retail Price Index (RPI). This is known as "indexation". The premium will also increase by the same factor. By selecting indexation you are protecting the purchasing power of your selected benefit. This is suitable for family protection.

  • works much like the basic term insurance, except that the level of cover increases - and usually the premiums too.
  • worth considering if you are insuring for a long term, because increasing prices eat away at the value of a fixed level of cover.
  • the plan has no cash-in value at any time.

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Company address:
Altero Financial Services Ltd, 1 Beasleys Yard, 126 High St, Uxbridge, Middlesex, UB8 1JU
T: 01895 253559
F: 01895 238357

Email: office@altero.co.uk

Registration address:
122 High St, Uxbridge, Middlesex UB8 1JT
Registration number: 3466101
Registered in: England

Altero Financial Services Limited is Authorised and Regulated by the Financial Services Authority. Altero Financial Services Limited is entered on the FSA register (www.fsa.gov.uk/register/) under reference 490060.

The FSA do not regulate National savings products, loans, Will writing and some forms of mortgage, offshore funds and inheritance tax planning.

The guidance and/or advice contained within the website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.

Company phone: 01895 253559 | office@altero.co.uk

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